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Reach your credit goals without paying hundreds of dollars or adding on another monthly bill.
Before we dive into the complexities of credit repair, it is important we understand the basics of credit. Credit is the ability to obtain goods or services before making the full payment, based on the trust the payment will be made in the future. In this eBook, we will be going through the step-by-step process of understanding and improving your credit. Credit scores are used to determine your risk factor for future loans. The three-digit score is a numerical representation that indicates how risky a borrower you are from a lender’s perspective. A higher credit score can help improve the terms and conditions you qualify for. For example, your credit scores impact the deals and interest you will receive when you buy a home, finance a car, rent an apartment, apply for a job, buy insurance, purchase a cell phone, or open a new credit card. The first step to credit repair is understanding how credit reporting works.
Studies show 20% of people have errors in their credit report. You are uniquely qualified to spot the errors. This book will help you understand how it works. This information will give you a solid foundation for moving forward understanding timelines, the power of persistence and follow through with the bureaus and creditors, and how to be most effective from the start. Lack of information and knowledge on how this stuff works has been making life easy for them and hard for us. Stop being intimidated by a company that is simply housing your information for sale. It is your right to have the information they share about you validated. This guide makes it simple so you can understand and take action. Start getting approved. Credit can change your life much in the way it has mine and plenty of my clients. What’s more you can even use your good credit to create income for yourself. Don't let a lack of information stop you from accomplishing your financial goals and leaving a legacy for your family. Get started today on making those financial dreams a reality!
Knowledge of how to clean a credit report & build a 750 credit score
Secrets to improve the chances that items are removed quickly
How to leverage the laws, and government agencies built to protect your rights as a consumer
How to acquire high limit credit cards and hide the utilization
Access to thousands of dollars that can be used to create income or invested for a return.
Have the ability to buy a forever home for your family, one that can be handed down through generation and be the start to building generational wealth for your family.
Give your children a leg up when they become adults that have piggybacked on your good credit and started early building their own. They can purchase homes much sooner and with ease.
Have what you need when you need it. If you have an expensive repair or unforeseen mishap you have access to the funds necessary to take care of it. There is so much comfort in knowing if something does happen you will be able to handle it.
Porsche Hudson is a credit specialist, business consultant, and certified business credit professional who is working to change the economy of low-income communities through education. She grew up in a family that didn’t have a solid financial foundation. Without an example of what smart finances even looked like, she ultimately didn’t make the best decisions with her credit or finances. She had to repair her own credit taking it from the mid 500 range to 800. From there she studied credit and learned how it works, which led to her certification in business credit. She believes financial education and literacy is the first step in turning poverty into financial freedom. She educates her clients as they work toward strong credit and the access and opportunities that come with it.